The Department of Finance of the University of Ghana Business School (UGBS) and the School of Graduate Studies on the 22nd May 2018, organised a PhD oral examination for three students. The students, Mrs. Gloria Clarissa Odorkor Dzeha, Mrs. Josephine Ofosu-Mensah Ababio and Mr. Benjamin Amoah, successfully presented and defended their theses. Present at the defense were Prof. Robert Darko Osei, Vice-Dean of the School of Graduate Studies; Pascaline Songsore, Assistant Registrar, School of Graduate Studies and Prof. Godfred Bokpin, Ag. Dean of Student Affairs. Also present were faculty from the Department of Finance, some MPhil as well as PhD students.
The first candidate to present was Mrs. Gloria Clarissa Odorkor Dzeha, on the topic "Remittances, Total Factor Productivity and Economic Development in Africa". She had Professor Daniel Makina of the University of South Africa as her external examiner whilst Professor A.Q.Q. Aboagye of UGBS's Department of Finance as her internal examiner. Her oral examination was chaired by Professor Kofi Acheampong Osei. Mrs. Gloria Clarissa Odorkor Dzeha's thesis was centred on three empirical chapters. The first empirical chapter looked at the effect of international migrants' remittances on labour productivity. It ascertained the differences in the effect of remittances on labour productivity with respect to natural resource-rich countries as well as countries with high level of life expectancy. The second chapter examined the effect of international migrants' remittance on Total Factor Productivity (TFP) within sampled African countries, while the third chapter examined the effect of Total Factor Productivity (TFP) on human development contingent on the level of remittances in Africa.
The second candidate, Mrs. Josephine Ofosu-Mensah Ababio presented on the topic "Financial Inclusion, Financial Sector Development and Inclusive Development: Evidence from Frontier and Emerging Markets". Her examiners included Professor Peter Eriki of University of Benin, Nigeria who was the external examiner and Professor A.Q.Q. Aboagye of UGBS's Department of Finance as the internal examiner with Professor Joshua Yindenaba Abor, Dean of UGBS as Chair. Mrs. Josephine Ofosu-Mensah Ababio's thesis analysed financial inclusion, financial sector development and inclusive development with evidence from frontier and emerging markets. It employed the dynamic panel Generalised Methods of Moments (system GMM) approach for the empirical analysis. It assessed whether the level of economic development drives or hampers financial inclusion in frontier markets. Additionally, her study argued that the banking sector and capital market cannot independently drive each other's progress unless there is the presence of high financial inclusion. At large, the thesis provided empirical evidence that frontier and emerging nations can better promote financial inclusion and inclusive development through banks and capital markets.
Mr. Benjamin Amoah was the last candidate to present on the topic "Income Diversification, Lending and Efficiency on Credit Union Financial Performance in Ghana". Mr. Amoah's oral examination was chaired by Professor Kofi Acheampong Osei with Dr. Lord Mensah of UGBS's Department of Finance as his internal examiner and Professor Peter Eriki of University of Benin, Nigeria as his external examiner. Mr. Benjamin Amoah's thesis examined the relationship between non-loan income and credit union performance and the determinants of non-loan income. Furthermore, the study examined discretional and non-discretional factors on credit union lending. Also, his study probed into credit union efficiency and assessed the intra and extra determinants of same over the sample period.
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